Family First Federal Credit Union's single purpose is to provide you with financial products and services to meet your financial goals. We intend to offer you diverse financial services including competitive products made available by our strategic relationships with other financial institutions. We believe these are the reasons you do business with Family First Federal Credit Union. We also believe you do your financial business with us because we have a strong history of protecting our members' privacy. We are required by law to give you this privacy notice. What follows is a description of the information we collect and disclose, including the parties who receive nonpublic information from us.

Information We Collect About You

We collect information about you from the following sources:
 

• Information we receive from you on applications and other forms, such as your name, address, social security number, assets and income;
• Information about your transactions with us, such as your account balance, payment history, parties to transactions and credit card usage;
• Information we receive from credit reporting agencies, such as your creditworthiness and credit history;
• Information obtained when verifying the information you provide on an application or other form(s) (this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions); and
• Information we receive from the 24 hour lending service center.

We may disclose information we receive from applications or other forms, such as name, address, and telephone number.

Disclosure of Information to Parties Who Provide Services to Us

We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our Credit Union, follow your instructions as you authorize or protect the security of our financial records.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.