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Real Estate Rates
All loan rates indicated below are Annual Percentage Rates (APR) - Updated February 19, 2010 |
| Type |
Fixed Rate
|
Variable Rate*
|
Terms / Conditions
|
| First Mortgage |
As low as
4.25% 15 yr
4.875% 30 yr
|
Please call |
Purchase and Refinance up to 95% LTV
Refinance with Cash Back up to 90% LTV
In-House ARM Purchase or Refiance up to 95% LTV
|
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*All variable rates are capped at 18.00%.
* Wall Street Prime Rate 3.25% as of December 11, 2008
Family First Federal Credit Union is an Equal Opportunity/Housing Lender |
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| | Construction Loan & Lot Loans | |
|
Real Estate Rates
|
| Type |
Fixed Rate
|
Variable Rate*
|
Terms / Conditions
|
Construction Loan
6, 9, or 12 Month Term |
N/A |
5.50% regular
(Prime +2.00% w/ a 5.50% floor)
7.00% Jumbo*
|
80% Loan to value (LTV). Loan to be paid with long-term mortgage.
1% origination, plus appraisal, title ins, doc prep, and recording fee. 20% down on cost to build.
*A "Jumbo loan" is classified as a loan exceeding $417,000.00. |
Building Lot
10 Year Term |
N/A |
7.00% (prime + 3.00% / 7.00% floor) |
50% LTV. 1% origination (minimum $500), plus
appraisal, title ins, doc prep, and recording fee. |
| |
*All variable rates are capped at 18.00%.
* Wall Street Prime Rate 3.25% as of December 11, 2008.
All loan rates referenced are Annual Percentage Rates (APR) and are subject to change.
Family First Federal Credit Union is an Equal Opportunity/Housing Lender. |
| |
|
| Type |
Fixed Rate
|
Variable Rate*
|
Terms / Conditions
|
|
30 Year
Conventional
|
4.75%
(03/05/10)
|
N/A |
96.5% loan-to-value. Great program! Assist's first time buyers in getting into a first home with minimal out of pocket! |
| |
*All variable rates are capped at 18.00%.
* Wall Street Prime Rate 3.25% as of December 11, 2008.
All loan rate(s) referenced are Annual Percentage Rates (APR)
Family First Federal Credit Union is an Equal Opportunity/Housing Lender |
| |
|
| Type |
Fixed Rate
|
Variable Rate*
|
Terms / Conditions
|
| 100% Financing in specified areas. |
Please call |
N/A
|
100% financing for home purchases made in areas South of Spanish Fork and West of Lehi. Locations subject to change. Call our Home Loan department for updates and additional information. |
| |
*All variable rates are capped at 18.00%.
* Wall Street Prime Rate 3.25% as of December 11, 2008.
All loan rates quoted are Annual Percentage Rates (APR)
Family First Federal Credit Union is an Equal Opportunity/Housing Lender |
| |
|
| Type |
Fixed Rate
|
Variable Rate*
|
Terms / Conditions
|
| Please Call |
Please Call |
Please
Call
|
0% down on purchase or refinance for Veteran's and those in active duty in the United States Military. No PMI required, minimal closing costs and other fees associated with the loan. First time buyers may also apply for a VA loan. |
| |
*All variable rates are capped at 18.00%.
* Wall Street Prime Rate 3.25% as of December 11, 2008.
All loan rates quoted are Annual Percentage Rates (APR)
Family First Federal Credit Union is an Equal Opportunity/Housing Lender |
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PG CAR LOT is located at:
366 E. State Street, Pleasant Grove, UT  | Experts |  | | Jon Meier – Mortgage Manager (Orem)
Mike Ballantyne – Mortgage Services (Orem)
John Hiatt – Mortgage Processor (Orem)
Abby Tryon - Mortgage Processor (Orem)
Brian Selby – Mortgage Consultant (PG)
Shane Denny – Mortgage Consultant (AF)
Aaron Jackman – Mortgage Consultant (Springville) | | |
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| Contact Us | | | | For Security and Privacy Protection please do not send account numbers or Social Security numbers via email. |
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